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Health & Fitness

Budget Mondays

Monday – 3/24/2014

It’s Monday – a painful day for most people, yours truly included. Sometimes it is made even more painful as we remember just how much money we ended up spending over the weekend.

Budget

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It’s one word that can make people cringe, angry and sad all at the same time, a rare occurrence indeed. There are plenty of reasons for this — people are told at work that their budgets are being cut, their ideas cannot be funded because they are not in the budget, and in our personal life, our budgets don’t usually quite match up to our desires.

Continuing on our theme from last week – spring cleaning – this week we take a look at a few more tips and strategies that can help you clean up your personal finances. Virtually every aspect of your personal life gets refurbished, tidied up, and cleaned up in the spring time. A large reason behind this spring cleaning is to try and sweep away any excess “stuff” that has accumulated over the winter months.

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Your personal finances are no different. A great first step toward establishing a solid personal financial plan is to organize your personal financial information. With that in mind, let’s look at a few budget friendly tips to help clean out your personal finances in budget friendly manner.

1) Make sure you and everyone else are on the same page – leaving the budgeting and money items to one person may be tempting, but this can lead to misunderstandings.
2) Review all of your insurance policies – updating beneficiaries and making sure you are not paying too much in premiums are two simple steps that can make a big difference.
3) Take an inventory of your possessions – with events like Super Storm Sandy looking more and more likely to occur on a regular basis, it might be good time to make sure you are covered for all of your possessions.

Cleaning out your house, yard, and personal finances go hand-in-hand.

Happy Reading!

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